City comparison
San Francisco vs Miami Cost of Living
Compare overall indexes, housing costs, and budget targets between San Francisco (177.2) and Miami (132.2).
San Francisco Index
177.2
Miami Index
132.2
San Francisco Rent
$5,250
Miami Rent
$3,325
San Francisco Home price
$935,000
Miami Home price
$607,000
Salary equivalent calculator
Enter your current salary in San Francisco to estimate the income needed for a similar lifestyle in Miami.
Equivalent salary in Miami
$111,907
Based on the relative overall cost of living between San Francisco and Miami.
Category-by-category differences
Use this table to see which categories make one city more or less expensive than the other.
| Category | San Francisco | Miami | Difference |
|---|---|---|---|
| Housing | 276 | 172 | -104.0 (-37.7%) |
| Groceries | 137 | 116 | -21.0 (-15.3%) |
| Transportation | 125 | 106 | -19.0 (-15.2%) |
| Healthcare | 114 | 108 | -6.0 (-5.3%) |
| Utilities | 112 | 111 | -1.0 (-0.9%) |
| Miscellaneous | 132 | 115 | -17.0 (-12.9%) |
Budget comparison
Single
$8,510 / $6,210
San Francisco / Miami
Couple
$14,470 / $10,310
San Francisco / Miami
Family
$21,280 / $14,530
San Francisco / Miami
Frequently Asked Questions
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View San Francisco city page
Open the full cost-of-living profile for San Francisco.
View Miami city page
Open the full cost-of-living profile for Miami.
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.