City comparison
New York vs Charlotte Cost of Living
Compare overall indexes, housing costs, and budget targets between New York (166.9) and Charlotte (108.1).
New York Index
166.9
Charlotte Index
108.1
New York Rent
$4,850
Charlotte Rent
$2,325
New York Home price
$787,000
Charlotte Home price
$406,000
Salary equivalent calculator
Enter your current salary in New York to estimate the income needed for a similar lifestyle in Charlotte.
Equivalent salary in Charlotte
$92,620
Based on the relative overall cost of living between New York and Charlotte.
Category-by-category differences
Use this table to see which categories make one city more or less expensive than the other.
| Category | New York | Charlotte | Difference |
|---|---|---|---|
| Housing | 245 | 126 | -119.0 (-48.6%) |
| Groceries | 138 | 99 | -39.0 (-28.3%) |
| Transportation | 121 | 100 | -21.0 (-17.4%) |
| Healthcare | 117 | 97 | -20.0 (-17.1%) |
| Utilities | 112 | 98 | -14.0 (-12.5%) |
| Miscellaneous | 134 | 99 | -35.0 (-26.1%) |
Budget comparison
Single
$8,110 / $4,870
New York / Charlotte
Couple
$13,620 / $8,080
New York / Charlotte
Family
$19,870 / $11,400
New York / Charlotte
Frequently Asked Questions
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View New York city page
Open the full cost-of-living profile for New York.
View Charlotte city page
Open the full cost-of-living profile for Charlotte.
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.