City comparison
Miami vs San Francisco Cost of Living
Compare overall indexes, housing costs, and budget targets between Miami (132.2) and San Francisco (177.2).
Miami Index
132.2
San Francisco Index
177.2
Miami Rent
$3,325
San Francisco Rent
$5,250
Miami Home price
$607,000
San Francisco Home price
$935,000
Salary equivalent calculator
Enter your current salary in Miami to estimate the income needed for a similar lifestyle in San Francisco.
Equivalent salary in San Francisco
$147,443
Based on the relative overall cost of living between Miami and San Francisco.
Category-by-category differences
Use this table to see which categories make one city more or less expensive than the other.
| Category | Miami | San Francisco | Difference |
|---|---|---|---|
| Housing | 172 | 276 | +104.0 (+60.5%) |
| Groceries | 116 | 137 | +21.0 (+18.1%) |
| Transportation | 106 | 125 | +19.0 (+17.9%) |
| Healthcare | 108 | 114 | +6.0 (+5.6%) |
| Utilities | 111 | 112 | +1.0 (+0.9%) |
| Miscellaneous | 115 | 132 | +17.0 (+14.8%) |
Budget comparison
Single
$6,210 / $8,510
Miami / San Francisco
Couple
$10,310 / $14,470
Miami / San Francisco
Family
$14,530 / $21,280
Miami / San Francisco
Frequently Asked Questions
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View Miami city page
Open the full cost-of-living profile for Miami.
View San Francisco city page
Open the full cost-of-living profile for San Francisco.
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.