City comparison

Chicago vs San Diego Cost of Living

Compare overall indexes, housing costs, and budget targets between Chicago (113.6) and San Diego (141.4).

Chicago Index
113.6
San Diego Index
141.4
Chicago Rent
$2,375
San Diego Rent
$3,700
Chicago Home price
$377,000
San Diego Home price
$738,000

Salary equivalent calculator

Enter your current salary in Chicago to estimate the income needed for a similar lifestyle in San Diego.

Equivalent salary in San Diego
$113,269
Based on the relative overall cost of living between Chicago and San Diego.

Category-by-category differences

Use this table to see which categories make one city more or less expensive than the other.

CategoryChicagoSan DiegoDifference
Housing128194+66.0 (+51.6%)
Groceries106122+16.0 (+15.1%)
Transportation112109-3.0 (-2.7%)
Healthcare104110+6.0 (+5.8%)
Utilities101108+7.0 (+6.9%)
Miscellaneous105118+13.0 (+12.4%)

Budget comparison

Single
$5,130 / $6,650
Chicago / San Diego
Couple
$8,520 / $11,040
Chicago / San Diego
Family
$12,000 / $15,560
Chicago / San Diego

Frequently Asked Questions

Last updated: Q1 2026

Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.

Cost of living indexes use the national average as baseline (100). Data is updated periodically.