City comparison
Tampa vs Charlotte Cost of Living
Compare overall indexes, housing costs, and budget targets between Tampa (109.3) and Charlotte (108.1).
Tampa Index
109.3
Charlotte Index
108.1
Tampa Rent
$2,350
Charlotte Rent
$2,325
Tampa Home price
$422,000
Charlotte Home price
$406,000
Salary equivalent calculator
Enter your current salary in Tampa to estimate the income needed for a similar lifestyle in Charlotte.
Equivalent salary in Charlotte
$86,045
Based on the relative overall cost of living between Tampa and Charlotte.
Category-by-category differences
Use this table to see which categories make one city more or less expensive than the other.
| Category | Tampa | Charlotte | Difference |
|---|---|---|---|
| Housing | 127 | 126 | -1.0 (-0.8%) |
| Groceries | 100 | 99 | -1.0 (-1.0%) |
| Transportation | 99 | 100 | +1.0 (+1.0%) |
| Healthcare | 99 | 97 | -2.0 (-2.0%) |
| Utilities | 104 | 98 | -6.0 (-5.8%) |
| Miscellaneous | 100 | 99 | -1.0 (-1.0%) |
Budget comparison
Single
$4,930 / $4,870
Tampa / Charlotte
Couple
$8,180 / $8,080
Tampa / Charlotte
Family
$11,540 / $11,400
Tampa / Charlotte
Frequently Asked Questions
Related comparisons
Tampa vs Atlanta
See salary, rent, and budget differences between Tampa and Atlanta.
Tampa vs Dallas
See salary, rent, and budget differences between Tampa and Dallas.
Tampa vs Orlando
See salary, rent, and budget differences between Tampa and Orlando.
View Tampa city page
Open the full cost-of-living profile for Tampa.
View Charlotte city page
Open the full cost-of-living profile for Charlotte.
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.