City comparison
San Francisco vs Tampa Cost of Living
Compare overall indexes, housing costs, and budget targets between San Francisco (177.2) and Tampa (109.3).
San Francisco Index
177.2
Tampa Index
109.3
San Francisco Rent
$5,250
Tampa Rent
$2,350
San Francisco Home price
$935,000
Tampa Home price
$422,000
Salary equivalent calculator
Enter your current salary in San Francisco to estimate the income needed for a similar lifestyle in Tampa.
Equivalent salary in Tampa
$92,523
Based on the relative overall cost of living between San Francisco and Tampa.
Category-by-category differences
Use this table to see which categories make one city more or less expensive than the other.
| Category | San Francisco | Tampa | Difference |
|---|---|---|---|
| Housing | 276 | 127 | -149.0 (-54.0%) |
| Groceries | 137 | 100 | -37.0 (-27.0%) |
| Transportation | 125 | 99 | -26.0 (-20.8%) |
| Healthcare | 114 | 99 | -15.0 (-13.2%) |
| Utilities | 112 | 104 | -8.0 (-7.1%) |
| Miscellaneous | 132 | 100 | -32.0 (-24.2%) |
Budget comparison
Single
$8,510 / $4,930
San Francisco / Tampa
Couple
$14,470 / $8,180
San Francisco / Tampa
Family
$21,280 / $11,540
San Francisco / Tampa
Frequently Asked Questions
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View San Francisco city page
Open the full cost-of-living profile for San Francisco.
View Tampa city page
Open the full cost-of-living profile for Tampa.
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.