Rental Property Calculator
Estimate rental cash flow, NOI and cap rate. Cash-on-cash return is unavailable at zero invested cash; zero-rate debt still repays principal.
Model assumptions
Cash-on-cash return is annual cash flow divided by down payment plus closing costs. Zero invested cash has no defined return percentage. Mortgage payments use a fixed nominal annual rate divided by 12, including a zero-rate principal-only loan. No appreciation, sale proceeds, taxes on income, depreciation or lender rounding is modeled. Amounts are USD.
Why is cash-on-cash return unavailable with zero cash invested?
Annual cash flow divided by zero invested cash has no defined percentage. Invested cash is down payment plus closing costs. Known cash flow, NOI and cap rate remain separate results.
What does this cash-flow estimate include?
Annual rent is reduced for vacancy; management fees use rent after vacancy. Entered operating expenses are subtracted to find NOI, then scheduled mortgage debt service is subtracted for cash flow. Cap rate is NOI divided by price. Near-cancelled cash flows beyond numeric precision are unavailable; known operating figures remain. This is a snapshot, not total investment return.