WiseCalc

DCA Crypto Calculator

Model recurring crypto purchases with an entered price path or a smooth return scenario, purchase timing and fees.

$
$0$10,000
$
$0$1,000
years
1 year30 years
%
-99%100%
%
0%100%

USD amounts; fractional coins allowed. Initial deposit is purchased at time zero. There are 52, 12 or 1 equal periods per year; no calendar dates or live market data.

Beginning purchases occur before each period's price change; end purchases occur after it. Both schedules make the same number of regular purchases. Annual snapshots follow the elapsed periods and precede the next beginning-period purchase; year zero shows only the initial deposit, before the first regular purchase. Lines connect annual snapshots, not intraperiod price changes.

The percentage fee is deducted from each gross deposit, including the initial purchase. Average cost is gross funding divided by coins, including these purchase fees. Final value is unsold holdings; sale fees, spreads, taxes, staking and interest on waiting cash are excluded.

Smooth mode starts at an illustrative price of 100 USD and applies the entered effective annual price return. It is a hypothetical path, not a forecast or historical backtest. Manual mode uses only the entered prices.

Calculations retain unrounded values; displayed amounts round half up to cents. Tiny nonzero amounts use scientific notation. Coin sums remain exact while denominators are short; larger sums retain 50 significant decimal digits. Ambiguous cent rounding is marked unavailable; smooth growth is a numerical approximation; separately rounded rows may differ from rounded totals. A gain or ROI below reliable numerical precision is marked unavailable. Extremely small smooth returns can make recurring gain and ROI unavailable while funding and fees remain known.

DCA does not guarantee profit or protect against losses. The assumed return and entered prices are scenarios; actual crypto prices and fees can differ.

Projected Portfolio Value
$12,209.88
Total Invested
$7,000.00
Total Gains
$5,209.88
Return on Investment
74.4%
Total purchase fees
$0.00
Coins accumulated
49.068786
Average cost including purchase fees
$142.66

Portfolio Growth Over Time

Annual scenario ledger

  • Projected Portfolio Value: Year 0 $1,000.00 / Year 1 $2,506.38 / Year 2 $4,314.04 / Year 3 $6,483.23 / Year 4 $9,086.25 / Year 5 $12,209.88
  • Total Invested: Year 0 $1,000.00 / Year 1 $2,200.00 / Year 2 $3,400.00 / Year 3 $4,600.00 / Year 4 $5,800.00 / Year 5 $7,000.00

Annual scenario ledger

YearPrice (USD per coin)Total InvestedProjected Portfolio ValueCoins accumulated
0$100.00$1,000.00$1,000.0010
1$120.00$2,200.00$2,506.3820.886508
2$144.00$3,400.00$4,314.0429.958597
3$172.80$4,600.00$6,483.2337.518672
4$207.36$5,800.00$9,086.2543.818734
5$248.83$7,000.00$12,209.8849.068786

Crypto DCA Calculator

USD amounts; fractional coins allowed. Initial deposit is purchased at time zero. There are 52, 12 or 1 equal periods per year; no calendar dates or live market data.

Smooth mode starts at an illustrative price of 100 USD and applies the entered effective annual price return. It is a hypothetical path, not a forecast or historical backtest. Manual mode uses only the entered prices.

The percentage fee is deducted from each gross deposit, including the initial purchase. Average cost is gross funding divided by coins, including these purchase fees. Final value is unsold holdings; sale fees, spreads, taxes, staking and interest on waiting cash are excluded.

Calculations retain unrounded values; displayed amounts round half up to cents. Tiny nonzero amounts use scientific notation. Coin sums remain exact while denominators are short; larger sums retain 50 significant decimal digits. Ambiguous cent rounding is marked unavailable; smooth growth is a numerical approximation; separately rounded rows may differ from rounded totals. A gain or ROI below reliable numerical precision is marked unavailable.

DCA does not guarantee profit or protect against losses. The assumed return and entered prices are scenarios; actual crypto prices and fees can differ.

How to use this calculator

  1. Enter the initial price followed by one positive price for each period, separated by spaces, commas or semicolons. Decimal point is a dot; use scientific notation for very small prices. Maximum 64,000 characters. Required prices:
  2. Beginning purchases occur before each period's price change; end purchases occur after it. Both schedules make the same number of regular purchases. Annual snapshots follow the elapsed periods and precede the next beginning-period purchase; year zero shows only the initial deposit, before the first regular purchase. Lines connect annual snapshots, not intraperiod price changes.
  3. The percentage fee is deducted from each gross deposit, including the initial purchase. Average cost is gross funding divided by coins, including these purchase fees. Final value is unsold holdings; sale fees, spreads, taxes, staking and interest on waiting cash are excluded.
  4. Smooth mode starts at an illustrative price of 100 USD and applies the entered effective annual price return. It is a hypothetical path, not a forecast or historical backtest. Manual mode uses only the entered prices.

Frequently Asked Questions