2026 city cost profile
Cost of Living in Phoenix, Arizona
Phoenix, Arizona has an overall cost of living index of 113.5, which is 14% above the national average.
Index
113.5
14% above the national average
Key stats
Index
113.5
National average = 100
Rent
$2,525
Estimated average monthly rent
Home price
$459,000
Estimated median home price
Income
$80,000
Estimated median household income
Category breakdown
Category indexes use 100 as the U.S. national average baseline.
| Category | City index | National average | Difference |
|---|---|---|---|
| Housing | 136 | 100 | +36.0% |
| Groceries | 101 | 100 | +1.0% |
| Transportation | 103 | 100 | +3.0% |
| Healthcare | 98 | 100 | -2.0% |
| Utilities | 108 | 100 | +8.0% |
| Miscellaneous | 101 | 100 | +1.0% |
Salary needed
Single adult
$91,000
Estimated comfortable annual salary
Family of four
$201,000
Estimated comfortable annual salary
Monthly budget examples
Single
$5,160
Couple
$8,570
Family
$12,070
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Frequently Asked Questions
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.