2026 city cost profile
Cost of Living in Austin, Texas
Austin, Texas has an overall cost of living index of 116.9, which is 17% above the national average.
Index
116.9
17% above the national average
Key stats
Index
116.9
National average = 100
Rent
$2,675
Estimated average monthly rent
Home price
$484,000
Estimated median home price
Income
$87,000
Estimated median household income
Category breakdown
Category indexes use 100 as the U.S. national average baseline.
| Category | City index | National average | Difference |
|---|---|---|---|
| Housing | 146 | 100 | +46.0% |
| Groceries | 103 | 100 | +3.0% |
| Transportation | 102 | 100 | +2.0% |
| Healthcare | 99 | 100 | -1.0% |
| Utilities | 98 | 100 | -2.0% |
| Miscellaneous | 104 | 100 | +4.0% |
Salary needed
Single adult
$94,000
Estimated comfortable annual salary
Family of four
$207,000
Estimated comfortable annual salary
Monthly budget examples
Single
$5,310
Couple
$8,810
Family
$12,430
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Frequently Asked Questions
Last updated: Q1 2026
Data as of Q1 2026. Sources: U.S. Bureau of Labor Statistics, U.S. Census Bureau, HUD Fair Market Rents.
Cost of living indexes use the national average as baseline (100). Data is updated periodically.